VerSys
Payments

BIN checker

Look up card issuer information from the first six to eight digits of a payment card.

What this check does

BIN lookup identifies known issuer, scheme, card type and country data.

What is a BIN?

A BIN or IIN is the first six to eight digits of a payment card number and identifies the card issuer range, scheme and often the country.

What the result means

A result can show whether the card looks like Visa, Mastercard or another scheme and where it was issued.

What the result does not prove

It does not authorise a payment or prove the cardholder identity.

When businesses should use it

  • Fraud review
  • Checkout diagnostics
  • Card acceptance analysis

Example workflow

  1. Capture BIN only.
  2. Review issuer and country.
  3. Apply your normal payment risk rules.

Data sources

Local BIN reference data and card metadata available to Versys.

Limitations

BIN ranges change and issuer data can lag real-world portfolio changes.

Related checks

Card number checkPayment tools

BIN / card identifier structure

The first digits of a card number identify the issuing range. Luhn validation checks the full number structure; BIN lookup adds issuer metadata where available.

How to use this page in practice

Start with the public check when you need a quick answer, then move to signed-in evidence, batch processing or the API when the same control becomes part of a repeatable finance, tax or operations workflow.

FAQ

Should I enter a full card number?

For BIN lookup, no. Use only the first six to eight digits.