IBAN Validation Report
Validation result for DE89 3704 0044 0532 0130 00
BIC / SWIFT
What does this result mean?
The IBAN DE89 3704 0044 0532 0130 00 is structurally valid. The check digits have been verified using the ISO 13616 Modulo-97 algorithm, and the format matches the official structure for Germany.
The issuing bank has been identified as Commerzbank
(BIC: COBADEFFXXX).
Note: a valid IBAN format does not guarantee that the account is open or accepting payments. Always confirm with the account holder before sending funds.
About IBANs
An International Bank Account Number (IBAN) is a standardised format for identifying bank accounts across borders, defined in ISO 13616. It consists of a 2-letter country code, 2 check digits, and a country-specific BBAN (Basic Bank Account Number) of up to 30 characters.
IBANs are mandatory for all credit transfers within the SEPA zone (EU + EEA + some additional countries). Entering an incorrect IBAN can result in a payment being rejected or — in the worst case — sent to the wrong account.
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